Deosoft IT Services | Best Software & IT Company in Ranchi, Jharkhand | India
Fintech Services

Financial Products Built to Move Money Correctly, Every Time

We design and build payment systems, digital banking platforms, and lending infrastructure — engineered for the accuracy, security, and compliance financial products can't compromise on.

Live Transactions
STREAMING
Payment received+₹42,500
Loan disbursed−₹1,20,000
Wallet top-up+₹3,000
Merchant settlement+₹87,220
Subscription charge−₹499

Financial software doesn't get a second chance to be right — a miscalculated balance or a failed reconciliation isn't a bug report, it's a customer's money. Every system we build is designed around that from the start.

We work across payments, digital banking, lending, and regulatory reporting — building products that pass audits, handle real transaction volume, and stay accurate under load.

Built around
PCI-DSS Standards ISO 27001 Practices RBI Guidelines Data Encryption at Rest & Transit
What We Build For

Across the Financial Product Stack

Each area with its own accuracy, security, and compliance requirements.

Payments

Payment gateways, settlement, and reconciliation engines built for high transaction volume.

Digital Banking

Account management, transfers, and statements for neobank and banking-adjacent platforms.

Lending & Credit

Loan origination, underwriting workflows, and repayment tracking systems.

Regtech & Compliance

KYC/AML workflows and reporting tools built to match regulatory requirements.

Blockchain & Crypto

Wallets, exchange integrations, and ledger systems for digital asset products.

Fraud & Risk

Transaction monitoring and rule-based flagging to catch anomalies early.

What We Build

Products We Deliver Regularly

Payment gateway checkout screen

Payment Gateways

Checkout and settlement systems supporting cards, UPI, and wallets.

Digital wallet mobile app

Digital Wallets

Send, save, and pay apps with real-time balance and transaction history.

Loan officer reviewing application

Lending Platforms

Origination through repayment, with automated underwriting rules.

Compliance dashboard on laptop

Compliance Tools

KYC onboarding and reporting dashboards built for regulator review.

Integration

Clean APIs Your Team Can Actually Build On

Every product ships with documented, versioned APIs — so payments, banking, or lending features can be integrated into your existing systems without guesswork.

Sandbox environments and webhook support are included from the start, not added later as an afterthought.

// Create a payment
POST /v1/payments
{
  "amount": 4250000,
  "currency": "INR",
  "method": "upi",
  "status": "success"
}
How We Work

Our Build Process

1. Discovery

Requirements & compliance scope

2. Architecture

Security & system design

3. Build

Development in agile sprints

4. Audit & Test

Security & compliance checks

5. Launch & Support

Rollout with ongoing monitoring

₹500Cr+Transaction volume processed
99.99%Payment system uptime
30+Fintech integrations delivered
<200msAverage API response time
FAQs

Fintech Services FAQs

Yes — we regularly integrate with banking, payment, and KYC partner APIs rather than building financial rails from scratch.

Compliance requirements are scoped at the architecture stage, with KYC/AML workflows and audit logging built in from the start, not retrofitted.

Yes — web dashboards, mobile apps, and APIs are typically built together so the experience is consistent across all of them.

Data is encrypted at rest and in transit, with access controls and audit trails built around PCI-DSS and ISO 27001 practices.

Yes — we can audit and take over development on an existing codebase, rather than requiring a rebuild from zero.